Learn More About Our Finance Center Today

Our Ford finance center has everything you need to get into the car, truck, SUV, hybrid or electric vehicle of your choice. The selection at our dealership is extensive, and there are many different options available. It might take you some time to sort through the various makes, models and trim levels before making your final selection.

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Competitive Rates

No Hassle Credit Checks

Flexible Payments

Browse Our Ford Inventory

Of course, we also encourage you to take a test drive to ensure that you're completely happy with the way the Ford handles the road. The test drive is equally relevant for gasoline, hybrid or electric vehicles. After you have the vehicle of your dreams picked out, the last step is setting up a payment plan. This is where our finance center comes in handy; we have a team of friendly professionals here ready to expedite the paperwork so that you can get out on the open road in your new, used or pre-owned Ford.

Our Ford Finance Center Team

The staff at the finance center ensures that your paperwork is completed according to the terms of the application. The process can be easy when you work with an experienced professional who understands the terms of these lending agreements and can explain it in terms that are easy to grasp. This also reduces errors in the paperwork, which prevents delays.

The finance center team can also answer any questions you have about the different payment options, terms and applicable conditions. We strive to be transparent with every interaction in order to provide the service you deserve. This includes providing you with clear explanations of each option for financing. The most common questions concern the differences between the loan and the leasing program.

Traditional Loan Agreement

The traditional loan agreement allows you to fully own the vehicle at the end of the loan term. This means that you can resell it, and there's no restrictions to how you can accessorize or customize your Ford truck, car, hybrid or EV. You can outfit it with roof racks, custom grilles and do other body modifications. In addition, there is no limit to the number of miles you can drive per month when you sign onto a traditional loan.

Ford Lease Agreement

A loan agreement might not be suitable for everyone, so there is also a lease option. You can get into a Ford through a lease program that is versatile enough to accommodate a variety of situations. This plan offers different benefits, but you can always ask questions to our finance center professionals if something remains unclear.

The lease agreement enables you to drive the vehicle with the option to buy it at the end of the contract. This amount is typically lower than the price you would pay by purchasing it through a traditional loan. However, you can also choose to upgrade the vehicle to a higher model, or you can trade it in for something similar in value. This option comes up every few years, so this is a way that you can always be sure to drive a late model that has been regularly maintained by the dealer.

Applying for Finance

Our finance team can relay critical information between banks or other lending institutions and the applicant. This process requires a specific set of skills; you can count on our staff to get the paperwork done right the first time. We can set up a loan or lease program that will work with your budget. There are usually several payment plans that you can choose from before buying. We can also help you with your credit application, so visit our dealership, or give us a call today.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Ferman Ford

    24825 U.S. Hwy 19 North
    Clearwater, FL 33763

    • Sales: (727)-337-7964
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Get in Touch

  • Contact our Sales Department at: (727)-337-7964
  • Monday9am-8pm
  • Tuesday9am-8pm
  • Wednesday9am-8pm
  • Thursday9am-8pm
  • Friday9am-8pm
  • Saturday9am-6pm
  • Sunday11am-5pm